Because most aesthetic procedures are considered elective, insurance does not typically cover the costs.
However, insurance may cover some of the costs if you are undergoing a procedure to address a functional problem that interferes with your daily living, have a health-related issue, or need reconstructive surgery to correct an injury or deformity.
Below are some procedures that insurance may cover:
- Plastic Surgery After Dramatic Weight Loss if you have excess skin causing major discomfort or health problems
- Breast Reconstruction for patients who have a breast cancer diagnosis and mastectomy or patients who have a prophylactic (preventive) mastectomy (due to a significant family history of breast cancer or positive test for the BRCA gene)
- Breast Reduction to address back pain or other health concerns
- Gynecomastia if enlarged breasts are causing health concerns
- Nose Surgery to fix a deviated septum, address breathing issues, or correct an accident-related injury or deformity
- Tummy Tuck if diastasis recti (separation of abdominal muscles during pregnancy) is causing health concerns
- Perspiration Reduction if excessive sweating significantly inhibits your life
Be sure to ask your aesthetic plastic surgeon and your insurance company whether insurance may cover your procedure. If insurance does not cover the costs, many surgeons offer patient financing plans to make the procedure(s) more affordable.